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510 Calle Montecito, 51, Oceanside, CA 92057

$385K2bd · 1ba · 806 sqft
HOA $620/mo•Condominium•
Active
•14d on market•MLS# OC-26213375

Property Description

THIS CONDO QUALIFIES FOR THE COMMUNITY ADVANTAGE PROGRAM. THIS IS A SAVINGS OF UP TO 1.5% LESS THAN THE CURRENT INTEREST RATE AND NO PMI. The ground-level condo you’ve been waiting for is here. Located in Oceanside’s Lakeshore Village. This remodeled two-bedroom, one-bath home offers both convenience and serenity, with scenic trails, a lakefront park, the community pool, and the hot tub just steps away. The bright, open-concept interior features tumbled travertine flooring in the living area and laminate flooring in both bedrooms. The kitchen includes quartz countertops, upgraded appliances including a refrigerator, and under-cabinet LED lighting. Both oversized bedrooms offer spacious closets with sliding doors. Bathroom upgrades include a quartz countertop, custom showerhead, additional towel hooks, and a new toilet seat. The patio closet includes a side-by-side washer and dryer. Additional improvements include new furnace, newer electrical wiring, an updated electrical panel, and ceiling fans in the dining room and both bedrooms. HOA dues cover water, trash, and the community’s beautifully maintained landscaping. Conveniently located just one mile from Camp Pendleton’s back gate and a short drive from the Oceanside Pier and beautiful beaches, this turnkey property is ready for its new homeowners to make it their own.

Features & Amenities

OceansideFeeBuilt 1985

Property Details

Subdivision
Oceanside
Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Cooling
None
View
Trees/Woods
Flooring
Laminate, Stone
City
Oceanside
Zip Code
92057
County
San Diego
Listed byUnknown Office, Jim Zakhar

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,946.26
Principal & Interest
Loan Amount
$307,920
Total Interest
$392,735
Total Payment Over 30 Years
$700,655
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Oceanside

This property is located in Oceanside, a community in Oceanside. Explore more listings in this neighborhood to compare options and pricing.

View Oceanside Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

510 Calle Montecito, 51, Oceanside, CA 92057

Oceanside · Oceanside · Condominium

$385K
Affordable Tier
Beds
2
Baths
1
Sqft
806
Lot
0 sqft
Year
1985
$/Sqft
$478
Pool: Yes✓
Spa: Yes✓
View: Trees/Woods✓

Listed 14.3% below the median closed sale of $449,000. Price per sqft ($478) is a 12% discount to closed comps ($543).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $385K· $478/sqft
Total list price
Closed comps
vs closed median $449K
−$64K (−14.3%)
Active comps
vs active median $659K
−$274K (−41.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $755
−$277 (−36.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
175 Avenida DescansoOceanside198021741102,566$493$365,0001193
530 Calle MontecitoOceanside198522856303,863$508$435,0006191
999 Pacific StreetOceanside1981117600$920$699,0003189
1202 Pacific StreetOceanside1974229111,286,793$987$899,0001085
999 Pacific StreetOceanside1981117600$867$659,00035784
Total: 5 · Average1.61.4805.6564,407.333$755$611,40094
Median760$659,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
505 Calle MontecitoOceanside198506/12/202622856303,863$425,000$412,000$4810.973490
3454 ThunderOceanside197407/30/2026218668,173$449,000$449,000$5181.004689
3512 Paseo De Los AmericanosOceanside198909/18/2026117440$459,000$450,000$6050.982188
5037 Los Morros WayOceanside198609/28/2026229000$459,000$466,000$5181.013288
3542 Paseo De Los AmericanosOceanside198907/13/202611744851,091$439,900$440,000$5911.005287
Total: 5 · Average1.61.4822387,709$443,400$443,400$542.6—37
Median856$449,000$449,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.