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509 Calle Montecito, 42, Oceanside, CA 92057

$350K2bd · 1ba · 806 sqft
Lot 303,705 sqft•HOA $620/mo•Condominium•
Active
•52d on market•MLS# 8N-2607941

Property Description

VA approved community! Lakeshore Villas is ideally located next to Oceanside's beautiful Libby Lake Park, offering residents easy access to lake views, walking trails, playground, picnic tables, and expansive green spaces just steps away. Tucked at the end of a quiet cul-de-sac, this desirable community features a lovely swimming pool and spa. This top floor unit showcases a modern kitchen with all brand-new stainless-steel appliances, real wood cabinetry, and granite countertops. Entry area, kitchen, and bathroom floors are a beautiful travertine. Enjoy morning coffee and the sunrise from your covered balcony. Private full-size washer and dryer located in the balcony storage closet. Personal assigned covered parking space conveniently located behind the unit and abundant guest parking available. HOA includes water, trash, and common area maintenance. Schools, shopping, dining, and public transit are all close by, and you're only 7 miles from the beach and 3 miles from the San Luis Rey gate at Camp Pendleton. Come see it today!

Features & Amenities

FeeBuilt 1985

Property Details

Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Heating
Central, Forced Air
Cooling
None
View
Trees/Woods
Flooring
Carpet, Tile
Roof
Composition
City
Oceanside
Zip Code
92057
County
San Diego
Listed byUnknown Office, Abra Rider

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,769.79
Principal & Interest
Loan Amount
$280,000
Total Interest
$357,125
Total Payment Over 30 Years
$637,125
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

509 Calle Montecito, 42, Oceanside, CA 92057

Oceanside · Condominium

$370K
Affordable Tier
Beds
2
Baths
1
Sqft
806
Lot
6.97 ac
Year
1985
$/Sqft
$459
Pool: Yes✓
Spa: Yes✓
View: water✓

Listed 14.9% below the median closed sale of $435,000. Price per sqft ($459) is a 12% discount to closed comps ($520).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $370K· $459/sqft
Total list price
Closed comps
vs closed median $435K
−$65K (−14.9%)
Active comps
vs active median $425K
−$55K (−12.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $660
−$201 (−30.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
502 Calle MontecitoOceanside198522856303,613$484$414,0008987
999 Pacific StreetOceanside198111762501,375$917$699,00014380
999 Pacific StreetOceanside1981117600$867$659,00035679
432 Edgehill LaneOceanside1979115780$601$347,50018476
615 FredricksOceanside19782298769,013$431$425,0007676
Total: 5 · Average1.41.4788.6291,333.667$660$508,900169.6
Median762$425,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2929 Fire Mountain DriveOceanside197109/18/2026218550$400,000$393,500$4600.984887
3512 Paseo De Los AmericanosOceanside198910/07/2026117440$409,000$400,000$5380.9811584
5037 Los Morros WayOceanside198609/28/2026229000$459,000$466,000$5181.013284
3512 Paseo De Los AmericanosOceanside198909/18/2026117440$459,000$450,000$6050.982183
156 Avenida DescansoOceanside200509/16/2026229120$424,000$435,000$4771.036282
Total: 5 · Average1.61.48310$428,900$428,900$519.6—55.6
Median855$435,000$435,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.