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4207 Harbour Island, Oxnard, CA 93035

$1.10M2bd · 2ba · 1,937 sqft
Lot 1,937 sqft•HOA $1295/mo•Condominium•
Active
•141d on market•MLS# SR-26112169

Property Description

Stunning single-level waterfront condo in the exclusive gated community of Harbour Island with jaw-dropping views of the Channel Islands Harbor from nearly every room. This light-filled second-floor corner unit offers two bedrooms plus a versatile bonus room ideal for a third bedroom, office, or den and combines comfort, elegance, and an unbeatable coastal lifestyle. The charming kitchen with a coffered ceiling features abundant storage, oversized windows and picturesque water views with an adjacent breakfast nook perfect for casual dining. Entertain with ease in the large dining room while guests enjoy the spectacular scenery. The inviting living room offers a cozy fireplace, wet bar and seamless indoor-outdoor living with a set of French doors leading to an expansive balcony overlooking the harbor. As a corner unit, the home enjoys a naturally sheltered location that helps protect the balcony from northwest winds, creating an inviting outdoor space to enjoy year-round. The spacious primary suite is a private retreat with balcony access, endless views, a large walk-in closet, and a spa-inspired en-suite bath. The generously sized second bedroom also enjoys tranquil water and mountain views. Additional highlights include a sizable 2-car garage, interior laundry room and a semi-private elevator shared with just one other residence. Harbour Island residents enjoy resort-style amenities including a pool, spa, clubhouse, beautifully maintained grounds and a scenic walking path. Boat slips can be rented for an additional cost based on availability. Regular community events foster a vibrant sense of community, while dining, shopping, boating, and outdoor recreation are just steps away. Experience exceptional waterfront living in one of Oxnard’s most sought-after harbor communities.

Features & Amenities

FeeBuilt 1992

Property Details

Land Type
Fee
Year Built
1992
Property Type
Residential
Property Subtype
Condominium
Heating
Fireplace(s)
View
Harbor, Mountain(s), Panoramic, Pool
Flooring
Carpet, Laminate
City
Oxnard
Zip Code
93035
County
Ventura
Listed byUnknown Office, Holly Thompson

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,557.14
Principal & Interest
Loan Amount
$879,200
Total Interest
$1,121,371
Total Payment Over 30 Years
$2,000,571
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

4207 Harbour Island, Oxnard, CA 93035

Oxnard · Condominium

$1.10M
Residential Tier
Beds
2
Baths
2
Sqft
1,937
Lot
1,937 sqft
Year
1992
$/Sqft
$567
Pool: Yes✓
Spa: Yes✓
View: city✓
Garage: 2-car✓

Listed 4.7% above the median closed sale of $1,050,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.10M· $567/sqft
Total list price
Closed comps
vs closed median $1.05M
+$49K (+4.7%)
Active comps
vs active median $1.15M
−$51K (−4.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $516
+$51 (+9.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1808 Emerald Isle WayOxnard1992222,1640$591$1.28M496
1431 WindshoreOxnard2006222,0091,954$572$1.15M9583
4235 Harbour IslandOxnard1988222,1642,164$393$849,5006382
1551 Windshore WayOxnard2007321,9941,994$626$1.25M182
1531 Windshore WayOxnard2007222,0090$397$798,00016581
Total: 5 · Average2.22.02,0682,037.333$515.8$1.07M65.6
Median2,009$1.15M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1310 Mandalay Beach RoadOxnard199206/12/2026331,8241,824$1.30M$1.30M$7121.003590
4229 Harbour Island LaneOxnard198810/02/2026222,1640$959,000$940,000$4340.985583
4461 Antigua WayOxnard198509/25/2026221,6271,627$780,000$770,000$4730.993582
1421 Windshore WayOxnard200608/14/2026321,9941,994$1.20M$1.18M$5890.9819681
1506 Seabridge LaneOxnard200707/31/2026321,9941,994$1.19M$1.05M$5270.8919981
Total: 5 · Average2.62.21,920.61,859.75$1.05M$1.05M$547—104
Median1,994$1.05M$1.05M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.