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4096 East Luna Paseo, 45, Ontario, CA 91764

$598K3bd · 3ba · 1,390 sqft
HOA $278/mo•Townhouse•
Active
•70d on market•MLS# TR-26168262

Property Description

4096 E Luna Paseo #45, Ontario, CA 91764 – Excellent cash-flow investment in a gated “Iron Gate” community with low property tax and a tenant in place through December 2026. This 3-bedroom, 2.5-bathroom home (effectively 3 beds/3 baths) features a 2-car tandem garage, relatively new construction with minimal maintenance, and provides monthly rent of $3,200 for clear, reliable cash flow. Located in a prime rental area near Target, Ontario Mills Outlet, restaurants, and supermarkets, with convenient transportation and strong long-term rental demand. Perfect for investors seeking stable, turnkey income and long-term ROI.

Features & Amenities

FeeBuilt 2023

Property Details

Land Type
Fee
Year Built
2023
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
City
Ontario
Zip Code
91764
County
San Bernardino
Listed byUnknown Office, Shisheng Yu

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,023.81
Principal & Interest
Loan Amount
$478,400
Total Interest
$610,173
Total Payment Over 30 Years
$1,088,573
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

4096 East Luna Paseo, 45, Ontario, CA 91764

Ontario · Townhouse

$598K
Affordable Tier
Beds
3
Baths
3
Sqft
1,390
Lot
0 sqft
Year
2023
$/Sqft
$430
Pool: No✓
Spa: No✓
Garage: 2-car✓

Listed 4.9% above the median closed sale of $570,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $598K· $430/sqft
Total list price
Closed comps
vs closed median $570K
+$28K (+4.9%)
Active comps
vs active median $575K
+$23K (+4.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $422
+$8 (+1.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
4433 Fairmount PaseoOntario2024331,3701,000$436$598,0002299
4181 Malagon PrivadoOntario2024331,3891$474$659,00013197
3950 E. BUCKNELL PASEOOntario2026331,3140$437$574,7304596
3310 South Ruby PaseoOntario2026331,4670$387$567,9909095
3953 E RinconOntario2024331,4550$378$550,00017895
Total: 5 · Average3.03.01,399500.5$422.4$589,94493.2
Median1,389$574,730

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
3660 S. Eichler PaseoOntario202410/02/2026331,4680$574,900$570,000$3880.9910897
3660 S. Eichler PaseoOntario202409/30/2026331,4680$539,990$539,990$3681.009197
3938 E. BUCKNELL PASEOOntario202609/29/2026331,3140$570,970$587,540$4471.0310497
3928 E. BUCKNELL PASEOOntario202609/28/2026331,3140$568,970$584,540$4451.0314397
3926 E. BUCKNELL PASEOOntario202609/25/2026331,3140$568,970$568,970$4331.0014097
Total: 5 · Average3.03.01,375.60$570,208$570,208$416.2—117.2
Median1,314$570,000$570,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.