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3615 Vista Bella, 24, Oceanside, CA 92057

$315K2bd · 2ba · 1,028 sqft
Lot 1,573 sqft•HOA $562/mo•Single Family Residence•
Active
•5d on market•MLS# 8N-2609407

Property Description

Enjoy single-level living in this 2-bedroom, 2-bath home offering approximately 1,028 square feet in Oceanside’s established 55+ Oceana community. A covered front entry welcomes you inside, where a spacious living room features a high, sloping ceiling, wood-look flooring, and large glass doors opening to an enclosed patio. The adjoining dining area offers a ceiling fan and a large window overlooking community greenery, creating an inviting setting for meals and gatherings. The kitchen features white cabinetry, ample counter space, a window above the sink, and a built-in oven, electric cooktop, and microwave. Both bedrooms feature parquet-style flooring, while the two bathrooms include a walk-in shower and a tub/shower combination. The roomy enclosed patio features tile flooring and a translucent overhead covering that welcomes natural light, providing a versatile space for relaxing, reading, or enjoying your favorite plants. An additional fenced outdoor patio offers room for seating and outdoor entertaining. Oceana’s extensive amenities bring recreation and connection close to home. Enjoy two community pools, a spa, pickleball, billiards, a card room, and a clubhouse with an auditorium, kitchen, library, and meeting spaces. Community barbecue areas, walking and biking paths, a community garden, and a dog park offer plenty of ways to spend time outdoors. Woodworking, lapidary, art, and ceramics facilities complement a varied selection of fitness classes, yoga, water aerobics, clubs, and social events. The adjacent Emerald Isle Golf Course offers another nearby recreation option. RV parking and storage rentals are available subject to availability and association requirements. Professional association management and maintained common grounds add to the community’s appeal. Convenient access to El Camino Real and Highway 76 connects you with shopping, dining, local services, and Oceanside’s beaches.

Features & Amenities

FeeBuilt 1966

Property Details

Land Type
Fee
Year Built
1966
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Cooling
None
City
Oceanside
Zip Code
92057
County
San Diego
Listed byUnknown Office, Javier Zapien

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,592.81
Principal & Interest
Loan Amount
$252,000
Total Interest
$321,412
Total Payment Over 30 Years
$573,412
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

3615 Vista Bella, 24, Oceanside, CA 92057

Oceanside · Single Family Residence

$315K
Affordable Tier
Beds
2
Baths
2
Sqft
1,028
Lot
1,573 sqft
Year
1966
$/Sqft
$306
Pool: Yes✓
Spa: No✓
View: golf✓

Listed 39.4% below the median closed sale of $520,000. Price per sqft ($306) is a 41% discount to closed comps ($521). Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $315K· $306/sqft
Total list price
Closed comps
vs closed median $520K
−$205K (−39.4%)
Active comps
vs active median $488K
−$173K (−35.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $471
−$165 (−35.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
3760 Vista CampanaOceanside1967229941,306$432$429,9003994
3615 Vista BellaOceanside1966221,0521,742$503$529,000693
3760 Vista Campana SOceanside1967211,0001,742$390$389,9002691
4394 Albatross WayOceanside1981221,0501,736$464$487,5002688
4503 Kittiwake WayOceanside1980221,0501,742$567$594,9002488
Total: 5 · Average2.01.81,029.21,653.6$471.2$486,24024.2
Median1,050$487,500

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
3839 Vista CampanaOceanside197009/28/2026229941,605$470,000$470,000$4731.009292
3743 Savory WayOceanside197709/23/2026221,0641,804$559,000$579,000$5441.042588
4402 Shearwater WayOceanside197909/02/2026221,0921,736$515,000$520,000$4761.0110487
3672 Harbor View WayOceanside197109/10/2026219681,584$524,900$520,000$5370.996887
3607 Frenzel CircleOceanside197209/15/2026221,0073,300$585,900$577,900$5740.994485
Total: 5 · Average2.01.81,0252,005.8$533,380$533,380$520.8—66.6
Median1,007$520,000$520,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.