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2023 Market, San Diego, CA 92102

$525K1bd · 1ba · 352 sqft
Lot 845 sqft•Single Family Residence•
Active
•49d on market•MLS# IV-26182634

Property Description

Charming Detached Historic Cottage | No HOA | Mills Act Tax Savings Welcome to this charming, historically designated cottage in Sherman Heights. This stand-alone 1-bedroom, 1-bath home offers a rare alternative to condo living, with no shared walls, no HOA dues, and easy access to Downtown and some of San Diego's most popular destinations. Property Highlights: Remodeled Interior: Updated interior with mini-split heating and air conditioning, in-home washer and dryer, new dishwasher, included appliances, and a HALO whole-home water filtration system. Private Outdoor Space: Enjoy your own private back patio, perfect for relaxing, dining, or entertaining. Mills Act: An active Mills Act agreement has provided historically lower property taxes while helping preserve the home's historic character. No HOA: Enjoy the privacy of a detached home without any HOA dues, or condo fees. Great Location: Approximately one mile from Downtown, 1.8 miles from Balboa Park, and 1.5 miles from Seaport Village and the Coronado Ferry, with convenient access to freeways, public transportation, dining, and more. Investment Potential: A unique opportunity for a primary residence or investment property, or Short Term Rental – new owner to get proper licensing.

Features & Amenities

San DiegoFeeBuilt 1920

Property Details

Subdivision
San Diego
Land Type
Fee
Year Built
1920
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Heating
See Remarks
Cooling
See Remarks
Flooring
See Remarks
Roof
Shingle, Composition
City
San Diego
Zip Code
92102
County
San Diego
Listed byUnknown Office, RICKII COE

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,654.18
Principal & Interest
Loan Amount
$419,920
Total Interest
$535,585
Total Payment Over 30 Years
$955,505
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About San Diego

This property is located in San Diego, a community in San Diego. Explore more listings in this neighborhood to compare options and pricing.

View San Diego Listings

Comparative Market Analysis

Affordable Tier · 3 active · 5 closed

2023 Market, San Diego, CA 92102

San Diego · San Diego · Single Family Residence

$525K
Affordable Tier
Beds
1
Baths
1
Sqft
352
Lot
845 sqft
Year
1920
$/Sqft
$1491
Pool: No✓
Spa: No✓

Listed 16.7% below the median closed sale of $630,000. Price per sqft ($1,491) is a 22% premium to closed comps ($1,223). Closed comps sold at 102% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $525K· $1,491/sqft
Total list price
Closed comps
vs closed median $630K
−$105K (−16.7%)
Active comps
vs active median $649K
−$124K (−19.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $1,131
+$360 (+31.9%)

Active Properties (3)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
4845 Wightman StreetSan Diego1926215726,098$1,135$649,00014055
2636 Howard AvenueSan Diego1925216462,244$1,262$815,0003949
35 19Th StreetSan Diego2000216022,613$995$599,0009746
Total: 3 · Average2.01.0606.6673,651.667$1,130.667$687,666.66792
Median602$649,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
3711 46Th StreetSan Diego194008/06/2026114002,178$545,000$560,000$1,4001.033768
4627 Idaho StreetSan Diego192310/01/2026115167,001$598,810$657,000$1,2731.102866
2501 L St.San Diego191707/27/2026216321,680$630,000$630,000$9971.008152
1323 Lehigh StreetSan Diego195308/21/2026225772,800$925,000$915,000$1,5860.997745
3034 Menlo AveSan Diego193709/14/2026226122,953$525,000$525,000$8581.003045
Total: 5 · Average1.61.4547.43,322.4$657,400$657,400$1,222.8—50.6
Median577$630,000$630,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.