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12564 Camino Emparrado, San Diego, CA 92128

$830K2bd · 2ba · 1,455 sqft
Lot 0 sqft•HOA $595/mo•Single Family Residence•
Active
•14d on market•MLS# 8P-2605917

Property Description

Located in the highly desirable 55+ community of Oaks North, this single-story home sits on an oversized 8,760 sq. ft. lot. An extra-long paver driveway and mature landscaping create beautiful curb appeal. The functional floor plan features an island kitchen with breakfast nook, a spacious living room with fireplace, and an enclosed atrium providing flexible space for a home office, hobby room or reading room, with potential to be incorporated into the home’s living area (buyer to investigate and verify). Luxury vinyl plank flooring has been installed in the kitchen and breakfast nook, while the epoxy-coated garage floor adds durability and convenience. Outside, a covered aluminum patio provides welcome shade while the expansive paver patio offers plenty of space for outdoor dining, entertaining, or simply enjoying San Diego’s year-round climate. The low-maintenance backyard and generous lot create a wonderful setting to relax and unwind. Whether you’re ready to update immediately or over time, this home offers an outstanding opportunity to make it your own in one of Rancho Bernardo’s most sought-after active adult communities. Enjoy convenient access to the Oaks North Golf Course and Community Center featuring a pool, spa, pickleball, lawn bowling, fitness center, library, clubhouse and a full calendar of social activities—all with low annual HOA dues of just $595. Ideally located near shopping, dining, medical facilities and easy freeway access. The home has been well maintained and offers a great opportunity to personalize one of Oaks North's most desirable floor plans.

Features & Amenities

FeeBuilt 1977

Property Details

Land Type
Fee
Year Built
1977
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
2
Heating
Central
Cooling
Central Air
Flooring
Vinyl, Carpet
Roof
Tile
City
San Diego
Zip Code
92128
County
San Diego
Listed byReal Broker, Courtney Cameron

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,196.43
Principal & Interest
Loan Amount
$663,920
Total Interest
$846,793
Total Payment Over 30 Years
$1,510,713
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

12564 Camino Emparrado, San Diego, CA 92128

San Diego · Single Family Residence

$830K
Affordable Tier
Beds
2
Baths
2
Sqft
1,455
Lot
8,712 sqft
Year
1977
$/Sqft
$570
Pool: Yes✓
Spa: No✓
View: golf✓
Garage: 2-car✓

Listed 11.7% below the median closed sale of $940,127. Price per sqft ($570) is a 13% discount to closed comps ($654). Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $830K· $570/sqft
Total list price
Closed comps
vs closed median $940K
−$110K (−11.7%)
Active comps
vs active median $780K
+$50K (+6.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $717
−$147 (−20.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
6742 Greenbrier CourtSan Diego1972321,2976,500$847$1.10M4589
5565 Mount Aconia WaySan Diego1964321,2886,200$931$1.20M483
285 Parkbrook PlaceSan Diego1971321,2316,200$634$779,9008183
16433 Felice DriveSan Diego1964221,1977,200$602$720,0007882
2204 Calle TortuosaSan Diego1960321,2487,300$569$709,900682
Total: 5 · Average2.82.01,252.26,680$716.6$901,56042.8
Median1,248$779,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
8968 Menkar RoadSan Diego197809/30/2026321,4064,850$925,000$940,127$6691.023389
874 Osage StreetSan Diego197509/25/2026321,3715,800$719,950$715,000$5220.996188
1122 Elrose CtSan Diego196610/08/2026321,3429,300$750,000$765,000$5701.026586
5725 Avenida SanchezSan Diego197310/09/2026321,2995,300$1.10M$1.10M$8471.002586
8378 Lake Ashwood AvenueSan Diego196009/25/2026321,4909,147$980,000$983,000$6601.003686
Total: 5 · Average3.02.01,381.66,879.4$900,625.4$900,625.4$653.6—44
Median1,371$940,127$940,127

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.