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1038 East J Street, Ontario, CA 91764

$659K3bd · 1ba · 973 sqft
Lot 7,320 sqft•Single Family Residence•
Active
•83d on market•MLS# HD-26160917

Property Description

This is NOT your typical remodeled home. EXTENSIVELY REBUILT FROM THE STUDS with major systems and finishes replaced or upgraded throughout, this 3-bedroom Ontario home offers something increasingly hard to find—the charm of an established neighborhood with the benefit of extensive modern improvements. No one has lived in the home since the renovation was completed. The extensive renovation included reframing, roof, dual-pane windows, electrical, plumbing, central heating and air conditioning, tankless water heater, insulation, stucco, concrete and more. Inside, nearly every surface has been transformed with luxury vinyl plank flooring, recessed LED lighting, ceiling fans and a beautifully redesigned kitchen featuring new cabinetry, countertops, appliances and a large center island. The bathroom has been completely redone, and the dedicated indoor laundry room adds convenience rarely found in homes of this era. The improvements continue outside. The detached garage has been insulated and drywalled and features cabinetry and upgraded lighting, creating a clean and versatile space for parking, storage, a workshop or hobbies. The finished backyard and outdoor areas provide plenty of room for entertaining, relaxing and enjoying Southern California living. What truly sets this property apart is the extent of the work already completed. This wasn't simply fresh paint, flooring and cosmetic updates—the home underwent an extensive renovation from the studs with major components replaced or upgraded. Come see the difference between remodeled and REBUILT.

Features & Amenities

FeeBuilt 1947

Property Details

Land Type
Fee
Year Built
1947
Property Type
Residential
Property Subtype
Single Family Residence
Heating
Central, ENERGY STAR Qualified Equipment, Heat Pump, High Efficiency
Cooling
Central Air, ENERGY STAR Qualified Equipment
View
City Lights, Courtyard, Neighborhood, Rocks
Flooring
Vinyl
Roof
Composition, Concrete
City
Ontario
Zip Code
91764
County
San Bernardino
Listed byUnknown Office, Jenn Irvin

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,332.26
Principal & Interest
Loan Amount
$527,200
Total Interest
$672,415
Total Payment Over 30 Years
$1,199,615
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

1038 East J Street, Ontario, CA 91764

Ontario · Single Family Residence

$659K
Affordable Tier
Beds
3
Baths
1
Sqft
973
Lot
7,320 sqft
Year
1947
$/Sqft
$677
Pool: No✓
Spa: No✓
View: city✓

Listed 11.9% above the median closed sale of $589,000. Price per sqft ($677) is a 24% premium to closed comps ($544). Closed comps sold at 91% of list — buyers have negotiating leverage.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $659K· $677/sqft
Total list price
Closed comps
vs closed median $589K
+$70K (+11.9%)
Active comps
vs active median $599K
+$60K (+10.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $635
+$42 (+6.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
122 De Anza CircleOntario1953319906,750$596$589,900992
1243 MandalayOntario1954311,0477,205$602$630,0008491
921 5th StreetOntario1953321,0267,140$634$649,999589
909 I StreetOntario1944219244,263$648$599,0006087
628 MaitlandOntario1937318326,080$697$579,8008786
Total: 5 · Average2.81.2963.86,287.6$635.4$609,739.849
Median990$599,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
615 6thOntario195209/04/2026311,0837,656$620,000$605,000$5590.984687
1652 Yale StreetOntario195409/07/2026311,0538,100$600,000$600,000$5701.003287
665 HarvardOntario194010/02/2026219896,750$589,900$589,000$5961.008485
1205 DOntario194110/05/2026318167,500$525,000$490,000$6000.9320985
1118 DeodarOntario195609/17/2026321,0478,200$625,000$415,000$3960.665582
Total: 5 · Average2.81.2997.67,641.2$539,800$539,800$544.2—85.2
Median1,047$589,000$589,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.