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861 South Mountain, Ontario, CA 91762

$425K2bd · 2ba · 1,332 sqft
Lot 4,125 sqft•HOA $518/mo•Condominium•
Active
•145d on market•MLS# DW-26109261

Property Description

Charming townhouse-style condo located in the desirable Cottage Park community of Ontario. This well-maintained home features an open and functional floor plan with comfortable living spaces and natural light throughout. The kitchen offers ample cabinetry and flows into the dining and living areas, perfect for everyday living and entertaining. Upstairs includes spacious bedrooms with generous closet space. Enjoy the convenience of a 2-car attached garage with direct access. The gated community offers a peaceful setting with well-kept grounds and HOA amenities including a pool and common area maintenance. Centrally located near shopping, dining, schools, and major freeways for an easy commute.

Features & Amenities

FeeBuilt 1979

Property Details

Land Type
Fee
Year Built
1979
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Mountain(s)
City
Ontario
Zip Code
91762
County
San Bernardino
Listed byeXp Realty of Southern California, Inc., Carla Morgner

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,149.03
Principal & Interest
Loan Amount
$340,000
Total Interest
$433,651
Total Payment Over 30 Years
$773,651
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

861 South Mountain, Ontario, CA 91762

Ontario · Condominium

$425K
Affordable Tier
Beds
2
Baths
2
Sqft
1,332
Lot
4,125 sqft
Year
1979
$/Sqft
$319
Pool: Yes✓
View: mountain✓
Garage: 2-car✓

Listed 14.8% below the median closed sale of $499,000. Price per sqft ($319) is a 18% discount to closed comps ($391). Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $425K· $319/sqft
Total list price
Closed comps
vs closed median $499K
−$74K (−14.8%)
Active comps
vs active median $465K
−$40K (−8.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $397
−$78 (−19.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1220 Cypress AvenueOntario1981211,2341,234$356$439,9001985
1109 Francis StreetOntario1980221,0881,045$427$465,000183
2321 Magnolia AvenueOntario1982231,1461,146$353$405,0002483
3630 Peckham PaseoOntario2022221,2390$419$519,0005283
2708 MontegoOntario1988221,0871,087$428$465,0005382
Total: 5 · Average2.02.01,158.81,128$396.6$458,78029.8
Median1,146$465,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
849 MountainOntario197910/06/2026331,4084,125$479,000$479,000$3401.0014490
3641 San Lorenzo River RdOntario198810/02/2026221,1343,936$515,000$515,000$4541.009289
1012 Turner AvenueOntario199710/05/2026221,2981,298$499,000$499,000$3841.007985
1436 GardeniaOntario197810/01/2026321,1761,176$465,000$505,000$4291.093984
2245 Smoke Tree LaneOntario198109/28/2026331,3461,650$499,900$468,000$3480.947284
Total: 5 · Average2.62.41,272.42,437$493,200$493,200$391—85.2
Median1,298$499,000$499,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.