21 Calle Vaqueta RSM
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21 Calle Vaqueta, Rancho Santa Margarita, CA 92688

$1.16M4bd · 3ba · 1,602 sqft
Lot 4,500 sqft•HOA $91/mo•Single Family Residence•
Active
•63d on market•MLS# OC-26170519

Property Description

Want a lower Interest Rate? ASK me about Rate Buy Down options! Stunning 4-bedroom, 3-bath home in the desirable Ranchwood community of Rancho Santa Margarita — turnkey and updated for effortless living and entertaining. Enter into the living room noticing the hardwood floors, windows all around and anchored by a custom-surround fireplace. An adjacent courtyard fills the room with light. Check out a chef-ready remodeled kitchen with soft-close custom cabinetry by Koville, quartz countertops, herringbone tile backsplash, a 6-burner ZLINE range, under-counter microwave,lazy susan corners and pull-out bins. Head over to the matching custom wine & coffee bar with glass-front uppers, extra wide drawers for storage, Hisense wine/ beverage fridge and plumbing for an espresso machine. Conveniently, there is one bedroom downstairs to serve as an office or guest room. A custom bannister leads upstairs where you will find durable LVP floors throughout. The primary suite is a serene retreat with a bright contemporary walk-in shower with rainfall ceiling shower, adjustable head, and handheld wand in matte black, double sinks, custom cabinetry, walk-in closet and french doors to a private balcony with sunrise and Saddleback mountain views. The featured upgrades include double-pane windows, recessed lighting, newer HVAC, Nest thermostat, whole-house fan and an upgraded garage with built-in storage, epoxy floors, EV ready new electrical panel 200 amps, desk and workbench. The low-maintenance backyard offers a built-in fire pit, half basketball court, large retractable, automatic awning for added outdoor comfort while dining all with serene mountain views. Community perks: 5 pools, courts (basketball, tennis, pickleball), parks, trails and exclusive access to Rancho Santa Margarita Lake & Beach Club. Just a short walk, drive or bike to award winning schools, shopping, dining and fun. . Don’t miss this beautifully maintained, move-in ready home in one of Southern California’s safest, per Safewise, most sought-after communities — perfect for everyday living and memorable entertaining. LOW HOA only $91 a month NO MELLO ROOS. Interested in Lower first year payments? Call me directly to talk about a Rate Buydown option. My lender partner is covering the cost of a buydown on first year rate to eligible buyers for potential significant savings. Subject to product and client qualifications.

Features & Amenities

FeeBuilt 1987

Property Details

Land Type
Fee
Year Built
1987
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
2
Heating
Central
Cooling
Central Air, Whole House Fan
View
Mountain(s)
Flooring
Vinyl, Tile, Wood
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byUnknown Office, Joanna Armstrong

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,865.59
Principal & Interest
Loan Amount
$928,000
Total Interest
$1,183,613
Total Payment Over 30 Years
$2,111,613
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

21 Calle Vaqueta, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Single Family Residence

$1.16M
Residential Tier
Beds
4
Baths
3
Sqft
1,602
Lot
4,500 sqft
Year
1987
$/Sqft
$724
Pool: Yes✓
View: mountain✓
Garage: 2-car✓

Listed 8.4% above the median closed sale of $1,070,000.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.16M· $724/sqft
Total list price
Closed comps
vs closed median $1.07M
+$90K (+8.4%)
Active comps
vs active median $1.10M
+$61K (+5.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $704
+$20 (+2.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
10 Pasada ValienteRancho Santa Margarita1987331,5223,600$710$1.08M7592
15 Legacy WayRancho Santa Margarita1998431,6893,120$651$1.10M3891
16 CrucilloRancho Santa Margarita1987331,4283,600$735$1.05M5390
21 Calle Del MarRancho Santa Margarita1997331,5004,019$733$1.10M10790
30 San BonifacioRancho Santa Margarita1990331,5934,800$690$1.10M386
Total: 5 · Average3.23.01,546.43,827.8$703.8$1.09M55.2
Median1,522$1.10M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
18 Las PiedrasRancho Santa Margarita198709/24/2026331,4284,400$1.04M$1.02M$7180.995093
29 RaposaRancho Santa Margarita198710/06/2026431,9775,000$1.32M$1.32M$6671.004092
6 Via MentaRancho Santa Margarita198609/09/2026331,4603,750$1.09M$1.07M$7330.983491
15 SarraceniaRancho Santa Margarita198607/24/2026331,8905,000$1.27M$1.28M$6801.013388
23 SocorroRancho Santa Margarita199609/18/2026331,3813,406$1.06M$1.06M$7691.006387
Total: 5 · Average3.23.01,627.24,311.2$1.15M$1.15M$713.4—44
Median1,460$1.07M$1.07M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.