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2045 O Street, Merced, CA 95340

$345K4bd · 2ba · 1,419 sqft
Lot 5,750 sqft•Single Family Residence•
Active
•4d on market•MLS# MC-26193345

Property Description

Step into the charm and character of this classic home, built in 1910 and situated on a desirable corner lot near the courthouse park. Offering four bedrooms with a versatile layout featuring two bedrooms downstairs and two upstairs, plus an additional upstairs bonus room with plenty of possibilities. The spacious floor plan includes both a living and family room, along with a formal dining area ideal for gathering and entertaining. Enjoy relaxing on the welcoming covered front sitting porch, while the enclosed and secured back porch provides additional functionality and includes indoor laundry hookups. With its vintage charm, generous layout, and location close to downtown shopping, dining, parks, and other amenities, this home offers a wonderful opportunity to add your own personal touches while preserving the character of a historical 1910 residence.

Features & Amenities

FeeBuilt 1910

Property Details

Land Type
Fee
Year Built
1910
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Heating
Central
Cooling
Central Air
View
Park/Greenbelt
Flooring
Carpet, Tile
Roof
Composition
City
Merced
Zip Code
95340
County
Merced
Listed byUnknown Office, Sheril Carmona

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,744.51
Principal & Interest
Loan Amount
$276,000
Total Interest
$352,023
Total Payment Over 30 Years
$628,023
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

2045 O Street, Merced, CA 95340

Merced · Single Family Residence

$345K
Affordable Tier
Beds
4
Baths
2
Sqft
1,419
Lot
5,750 sqft
Year
1910
$/Sqft
$243
Pool: No✓
Spa: No✓
View: Park/Greenbelt✓

Listed in line with the median closed sale of $345,000. Price per sqft ($243) is a 11% discount to closed comps ($273).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $345K· $243/sqft
Total list price
Closed comps
vs closed median $345K
$0 (0.0%)
Active comps
vs active median $375K
−$30K (−7.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $295
−$52 (−17.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
15 22ndMerced1928321,2757,500$306$389,99925680
1375 LoughboroughMerced1977321,3356,015$254$339,00015878
2425 Apache StreetMerced1980321,1526,376$295$339,950376
2618 Hoover CourtMerced1961321,2206,098$307$374,5002176
272 Travis CourtMerced2026321,2904,723$311$400,9907576
Total: 5 · Average3.02.01,254.46,142.4$294.6$368,887.8102.6
Median1,275$374,500

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
828 23rd StreetMerced192509/18/2026321,1466,000$350,000$345,000$3010.995584
684 Skyler LaneMerced202609/30/2026421,5095,830$439,990$425,000$2820.9713783
1340 Rita MaeMerced193010/09/2026321,2207,255$345,000$325,000$2660.947082
114 Sugar Creek LaneMerced202609/25/2026421,5095,237$430,990$437,750$2901.027982
746 Marian CourtMerced199010/09/2026421,2945,921$290,000$290,000$2241.001082
Total: 5 · Average3.62.01,335.66,048.6$364,550$364,550$272.6—70.2
Median1,294$345,000$345,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.