0.jpg
1 / 50

15821 Davis Cup Lane, Ramona, CA 92065

$450K3bd · 2ba · 1,458 sqft
Lot 12 sqft•HOA $726/mo•Condominium•
Active
•62d on market•MLS# 8N-2607539

Property Description

VA ASSUMABLE LOAN AT AN INCREDIBLE 2.875% INTEREST RATE! PRICE REDUCED FOR QUICK SALE – MOVE-IN READY! A fantastic opportunity for qualified buyers! This desirable light and bright end unit offers flexible living space, extensive upgrades and an ideal location within San Diego Country Estates. Beautifully remodeled from top to bottom approximately five years ago, this home features updated interior paint, luxury LVP flooring, newer dual-pane windows and doors, newer HVAC, an updated electrical panel and Trex decking on all three decks. The crawl space has also been insulated with Rockwool and encapsulated, adding another valuable improvement to this well-maintained home. This hard-to-find single level floor plan features 2 bedrooms, 2 baths, plus a spacious 12x14 bonus room currently used as an office/den and offering great potential as a possible 3rd bedroom, game room or flex space. The finished attic provides even more usable bonus space, perfect for a home office, kids' area, hobby room or additional storage. Generous room sizes, vaulted ceilings and a cozy fireplace in the living room add to the home's comfortable and inviting feel. A detached two-car garage with newer roll-up doors is just a very short walk from the unit. Discover the hidden gem of San Diego County! Nestled in the rolling hills of San Diego Country Estates (SDCE) in Ramona, known as “The Valley of the Sun,” this community offers a lifestyle surrounded by natural beauty and breathtaking mountain vistas. SDCE features an impressive array of amenities including an 18-hole golf course, driving range, over 55 miles of scenic horse and walking trails, tennis and pickleball courts, basketball courts, two community pools including an Olympic-size pool, two dog parks and two equestrian centers. Residents also enjoy nearby dining, the San Vicente Resort Inn, fitness center and full-service spa. Ideally located within a quick golf cart ride or walk to golf, tennis, pools, dining and more. Extensive upgrades, flexible living space, a desirable end-unit location and an exceptionally low assumable VA loan rate make this a truly special opportunity!

Features & Amenities

FeeBuilt 1978

Property Details

Land Type
Fee
Year Built
1978
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
2
Cooling
Central Air
View
Mountain(s)
City
Ramona
Zip Code
92065
County
San Diego
Listed byUnknown Office, Regina Flores

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,275.44
Principal & Interest
Loan Amount
$360,000
Total Interest
$459,160
Total Payment Over 30 Years
$819,160
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 4 closed

15821 Davis Cup Lane, Ramona, CA 92065

Ramona · Condominium

$450K
Affordable Tier
Beds
3
Baths
2
Sqft
1,458
Lot
11.75 ac
Year
1978
$/Sqft
$309
Pool: Yes✓
Spa: No✓
View: mountain✓
Garage: 2-car✓

Listed 10.0% above the median closed sale of $409,000. Price per sqft ($309) is a 17% premium to closed comps ($263). Closed comps sold at 100% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $450K· $309/sqft
Total list price
Closed comps
vs closed median $435K
+$15K (+3.4%)
Active comps
vs active median $479K
−$29K (−6.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $326
−$17 (−5.3%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
15831 Davis Cup LaneRamona1978321,4580$329$479,9005899
15720 Davis Cup LaneRamona1978221,2920$356$460,0005291
15719 Davis Cup LaneRamona1978331,654831,707$290$479,0007387
23681 Country VillaRamona1974221,280351,862$382$489,00011582
15737 Davis Cup LaneRamona1978331,65419$275$455,000481
Total: 5 · Average2.62.41,467.6394,529.333$326.4$472,58060.4
Median1,458$479,000

Closed Properties (4)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
15723 Davis Cup LaneRamona197809/23/2026221,575831,560$444,500$435,000$2760.9811787
15755 Davis Cup LaneRamona197910/06/2026331,654831,560$389,000$383,000$2320.983283
15707 Davis Cup LaneRamona197907/21/2026331,905831,560$425,000$445,000$2341.055081
632 A StreetRamona198009/21/2026218840$275,000$275,000$3111.007070
Total: 4 · Average2.52.31,504.5831,560$384,500$384,500$263.25—67.25
Median1,654$435,000$435,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.